Open Enrollment
Open Enrollment for 2025 Ancestry Benefits is closed
Open enrollment is your once-a-year opportunity to review current benefits elections and make changes, such as:
- Change medical plans
- Add or drop dependents
- Enroll or re-enroll in Flexible Spending Accounts (FSAs)
- Enroll in long-term care (LTC) insurance
The 2025 open enrollment period has closed. You won’t be able to make changes to your benefits until the next open enrollment unless you have a qualified life event.
Please note: This page contains information about 2025 Ancestry benefits. The remainder of this site describes your 2024 Ancestry benefits. Please check back in early January 2025, when the site will be updated with 2025 benefits details.
Your 2025 Ancestry Benefits
Check out the 2025 Benefits Guide to learn about benefits program details and 2025 costs.
1. Review What’s New for 2025
Here are the changes for 2025.
Medical Rate Increases
For 2025, you will not see any change in benefits coverage. However, to reflect the rise in healthcare costs, you will see a slightly higher increase in premiums as compared to prior years. We remain committed to providing quality healthcare options and encourage you to review your choices carefully during the enrollment period.
HSA 1600 Plan Deductible Increase
The annual deductible for UHC HSA Medical $1,600 Plan (family coverage) will increase to $1,650 to comply with IRS regulations. The employer HSA contributions will remain the same as prior year.
UHC Medical Plan Naming Updates
To accommodate the annual IRS limit changes, we will be renaming our UHC Medical Plans to be more general. The new plan names are as follows:
2025 Flexible Spending Account (FSA) Limit Increase
The maximum IRS limit will be increased to $3,300. It is your responsibility to complete your benefits elections by the November 18 deadline. Note that if you want to participate in an FSA, you must enroll in Health Care and Dependent Care FSAs each year.
2025 Health Savings Account Limit Increase
The maximum IRS limit will be increased to $4,300 per individual and up to $8,550 per family.
New Diabetes Program: Twin Health
Starting Spring 2025, UHC members who are diagnosed with type 2 diabetes or prediabetes, may be eligible for Twin Health, a personalized health program that uses cutting-edge technology to improve metabolism and overall well-being. Twin Health will reach out directly to eligible members with details about how to enroll.
New Well-Being App: Calm
We’re excited to announce that, if you are enrolled in a UHC or Kaiser medical plan, you will have access to Calm Health by logging in to your medical plan. Calm is the number-one app for sleep and meditation. It’s designed to help lower stress and anxiety and provides a wide range of resources to support your well-being.
401(k) Plan Updates
You will soon have more flexibility to customize your savings strategy with the option to elect a percentage or a dollar amount when making changes to your contribution elections.
If you are between the ages of 60 and 63 beginning in the calendar year 2025, you will be allowed an increased catch-up contribution amount.
2. Listen to the Pre-Recorded Webinar
Questions?
Email totalrewards@ancestry.com with benefits questions.