UnitedHealthcare

Ancestry considers you part of our family. That’s why we offer several medical plans featuring a range of coverage levels and costs, so you have the flexibility to choose the best plan for yourself and your family. Keep in mind that certain medical plans give you the option to contribute to a Health Savings Account (HSA), a tax-advantaged account that can help you save money.

Watch the videos below to understand more about the Health Savings Account (HSA) to determine if one of the HDHP medical plan options may be right for you.

How HDHP with HSA works
HDHP vs Traditional PPO
Comparing HSA and FSA

Provider Network

HSA Eligible

Individual / Family HSA Funding by Ancestry

Preventive Doctor's Visit

$500 Deductible

Options PPO Network (Utah)
Choice Plus PPO Network (outside of Utah)

None

Covered at 100%
in-network*

$1,600 Deductible with HSA

Options PPO Network (Utah)
Choice Plus PPO Network (outside of Utah)

Yes

$800 / $1,600

Covered at 100%
in-network*

$2,500 Deductible with HSA

Options PPO Network (Utah)
Choice Plus PPO Network (outside of Utah)

Yes

$1,250 / $2,500

Covered at 100%
in-network*

In-Network

Individual / Family Deductible

Individual / Family Out-of-Pocket Max

Plan Coinsurance

Office Visit (Primary Care / Specialist)

$500 Deductible

$500 / $1,000

$2,000 / $4,000

80%

$20 primary care physician / $40 specialist*

$1,600 Deductible with HSA

$1,600 / $3,200

$3,200 / $6,400

80%

20% after deductible

$2,500 Deductible with HSA

$2,500 / $5,000

$4,500 / $6,850

70%

30% after deductible

Retail Prescriptions

Generic (Tier 1)

Preferred Brand Name (Tier 2)

Non-Preferred Brand Name (Tier 3)

$500 Deductible

$10 copay*

$30 copay*

$60 copay*

$1,600 Deductible with HSA

20% after deductible

$2,500 Deductible with HSA

30% after deductible

Mail Order Prescriptions

Generic (Tier 1)

Preferred Brand Name (Tier 2)

Non-Preferred Brand Name (Tier 3)

$500 Deductible

$25 copay*

$75 copay*

$150 copay*

$1,600 Deductible with HSA

20% after deductible

$2,500 Deductible with HSA

30% after deductible

* Plan deductible does not apply.

Learn more about UHC benefits.