My Child Is Turning 26 / I’m Turning 26

It’s rewarding to watch your kids become independent adults—or to become one yourself. Part of the transition to adulthood involves moving from your parents’ benefits coverage to your own.

If your child has been on your medical plan and reaches age 26, the maximum age limit for benefits coverage, you have 30 days from your child’s birthday to make changes to your benefits.

If you’re an Ancestry employee who has been on your parent’s medical plan and you reach age 26, the maximum age limit for benefits coverage, you have 30 days from your birthday to make changes to your benefits.

Medical, Dental, Vision

If you’ve been covering your child and he or she turns 26, your child will no longer be able to be covered under the Ancestry plans. Coverage ends on the last day of the month in which your child turns 26. Your child will need to enroll in benefits through his or her employer or through healthcare.gov to maintain coverage.

If you’re an Ancestry employee who has been on your parent’s medical plan and you reach age 26, you can enroll in Ancestry benefits as soon as your coverage through your parent’s plan ends.

Flexible Spending Accounts

• You can change or stop your Health Care Spending Account contributions.
• If your child is no longer considered your tax dependent, you can no longer submit expenses for him or her to the Health Care Spending Account.

Life and Accident Insurance

Your or your child’s coverage ends on the last day of the month in which you turn or your child turns 26.

To make changes to your benefits, visit Workday within 30 days of the date that you turn or your child turns 26.